FREIGHT ESCROW FOR EAST AFRICA
Loaded. Delivered.
Paid.
Consignees get delivery assurance and credit terms. Freight forwarders get guaranteed collection. Truck owners get paid at loading. Imani holds the funds in a bank-held escrow account until every milestone is verified.
$10
Flat Fee Per Job
60-70%
Released at Loading
Instant
M-Pesa Payouts
45-Day
Credit Terms
THE PROBLEM
The current system fails everyone
Consignees pay but can't verify delivery. Freight forwarders spend half their time chasing invoices. Truck owners wait months to get paid. Everyone loses.
Late Payments
Freight forwarders chase consignees. Truck owners chase freight forwarders. Money moves slowly while operating costs pile up for everyone.
No Payment Guarantee
Freight forwarders chase consignees for payment. Truck owners chase freight forwarders. Everyone is owed money, nobody has a guarantee.
No Documentation
No written contracts, no proof of delivery, no audit trail. When disputes happen — and they do — there's no way to resolve them fairly.
THE SOLUTION
Escrow that works for everyone
Imani sits in the middle, holding funds securely until delivery milestones are verified. Everyone gets what they need.
For Consignees
- Payment released only after verified delivery
- 45-day credit terms through bank partner
- Photographic proof at every milestone
For Freight Forwarders
- Your margin is protected — neither consignee nor truck owner can see your rate
- Eliminate bad debt — consignees pay before trucks move
- Offer credit terms without using your own cash
For Truck Owners
- 60-70% released at loading via M-Pesa — same day
- Guaranteed payment — funds already in bank escrow
- Zero cost — the consignee pays the platform fee
HOW IT WORKS
Three steps to secure freight
Create Job
FF creates a job with cargo details, route, and two rates. Dual contracts generated automatically.
Fund Escrow
Consignee deposits full payment into a bank-held escrow account. Funds are locked until milestones are verified.
Load & Advance
Truck loads cargo, docs uploaded. 60-70% released instantly to truck owner via M-Pesa.
Deliver & Complete
Cargo delivered, proof uploaded. Remaining balance to truck owner, FF margin released. Done.
Escrow held in licensed Kenyan bank · Instant M-Pesa via Safaricom Daraja · AML compliant · Digital contracts on every job
FEATURES
Built for the Mombasa route
Bank-Grade Security
Escrow operations through licensed Kenyan bank partner. AML controls, KYC verification, and audit trails on every transaction. Your money is protected by the same regulations that govern traditional banking.
Instant Payouts
Funds released directly to M-Pesa within seconds of delivery confirmation.
Cross-Border Ready
Kenya, Uganda, Tanzania. Supporting the Northern route from Mombasa to Kampala.
Digital Contracts & Dispute Resolution
Every job has a clear, signed contract. If disputes arise, our resolution process ensures fair outcomes with full documentation.
WHY IMANI
Your money in a bank. Not in someone's pocket.
Escrow funds are held in a licensed Kenyan bank account — not by Imani, not by the freight forwarder, not by anyone who has a reason to spend them.
Bank-grade security with the speed of M-Pesa. Digital contracts, milestone verification, and a full audit trail on every job.
Kenya Licensed Bank
Digital Contracts
AML Compliant
M-Pesa Integrated