HOW IT WORKS

Secure freight payments in 5 simple steps

From job creation to final delivery, Imani ensures every transaction is protected, documented, and fast.

Create a Job

The freight forwarder creates a job with cargo details, route, and two rates — one for the consignee, one for the truck owner. The FF's margin is calculated but hidden from both parties.

Enter cargo description and weight

Set pickup and delivery locations

Define consignee rate and truck owner rate

Dual contracts generated automatically

Sign Contracts

All parties review and sign digital contracts. Terms are clear, legally binding, and stored securely.

Consignee signs payment agreement

Truck owner accepts transport terms

Freight forwarder confirms coordination

All signatures are timestamped and verified

Fund Escrow

The consignee deposits payment into a bank-held escrow account. Funds are locked until milestones are verified. 45-day credit terms available through bank partner.

M-Pesa STK Push or bank transfer

Funds held in licensed Kenyan bank

45-day credit terms available via bank partner

Full audit trail maintained

Load & Advance

Truck owner loads cargo and confirms via the platform. 60-70% of their rate is released immediately via M-Pesa.

Loading confirmation with photos

Milestone verification by forwarder

Instant advance payment (60-70%)

Real-time status updates

Deliver & Complete

Cargo arrives at destination. Delivery is confirmed, remaining balance released, and the job is completed.

Delivery confirmation with proof of delivery

Remaining 30-40% released to truck owner

FF margin released same day

All parties rate each other

Why escrow works

Protected Funds

Money is held securely until delivery is verified. Neither party can disappear with funds.

Instant Payouts

Truck owners get paid immediately via M-Pesa when milestones are confirmed.

Clear Records

Digital contracts and audit trails eliminate disputes and provide legal protection.

Ready to secure your freight payments?

Stop chasing payments. Let the escrow do the work.

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